How to manage debt – News Articles

Johan Wepener Debt Counsellors have been recognised as one of the Top 10 Debt Counsellors in South Africa for 2025 in the category for Boutique Debt Counsellors. Debt Counsellors are evaluated by die Debt Counselling Industry by criteria such as collection ratios,...

Having debt has become a normal part of life for many South Africans — from personal loans and store accounts to credit cards and vehicle finance. According to the National Credit Regulator (NCR), millions of South Africans are over-indebted, and their monthly debt...

In today’s world, living with some form of debt is common – whether it’s a home loan, car finance, or a credit card. But when debt begins to spiral out of control, it can lead to over-indebtedness, a situation where you can no longer meet your financial obligations on...

Johan Wepener 25 June 2025 South African consumers are under considerable financial stress, according to the latest statistics. This situation will worsen following the further rise in fuel prices, electricity and the general cost of living. Associated with financial...

Now that you know that you can apply and qualify to rent a property when under debt review, let us dive into how we assist our clients to rent a property through a registered estate agent. New clients: A potential new client must complete our application form, also...

Of the many misconceptions in and around the debt review, this is probably one of the most common ones that pop up. In today’s post we are going to show you that you absolutely can apply to rent a property if you want to apply for debt review, or if you are already...

Over the last few years, pre and post covid19, I’ve received a lot of feedback from consumers who were in financial turmoil, but avoided Debt Counsellors like the plague… These consumers who were in dire financial duress chose rather to fight their own battles, sadly...

NCR Circular 2 of 2025 The National Credit Regulator recently received various complaints by consumers and debt counsellors that certain companies and individuals offer “debt review removal” services to consumers, in which it is claimed that a consumer’s debt review...

Once clients apply you for debt review, they are protected from all new legal action. Protection from legal action means that clients’ assets, like their house, their car(s), and things like special expensive jewellery will not be repossessed. The debt counsellor will...

Sometimes, people are reluctant to apply for debt review, because they have heard or experienced negative things about debt review. The official debt review process, regulated by the National Credit Act 34 of 2005, has been in place since 2007, and since then, the...