How to manage debt – News Articles
Find out how to manage debt with Johan Wepener Debt Counsellors. News articles on money matters and managing your personal finances.
Debt review: How can you benefit?
Once clients apply you for debt review, they are protected from all new legal action. Protection from legal action means that clients’ assets, like their house, their car(s), and things like special expensive jewellery will not be repossessed. The debt counsellor will...
FAQs about Debt Review (Part 2)
Sometimes, people are reluctant to apply for debt review, because they have heard or experienced negative things about debt review. The official debt review process, regulated by the National Credit Act 34 of 2005, has been in place since 2007, and since then, the...
FAQs about Debt Review (Part 1)
Most of the time when people encounter financial challenges, they are aware of debt review being an option to get out of trouble. But they are reluctant to take the big step and apply for debt review. Some often postpone until it is too late. One reason for this...
Why choose Johan Wepener Debt Counsellors?
Johan Wepener Debt Counsellors was established in 2007 and has assisted many consumers over the past 14 years. “We are a ‘boutique’ (small) debt counselling business, offering a unique personalised service to consumers. We know all our clients by name and they know...
How to become debt-free sooner!
I’m often asked how one can shorten the debt review process and regain financial stability sooner. Here are some excellent tips to help you on your way to financial freedom.
How to reduce the period of debt review
Over the past 7 years, I have had the pleasure of being able to issue clearance certificates to several clients who have successfully completed the debt review process and made a fresh start. Here’s how they did it.
My account balances don’t always make sense. Why?
My account balances don’t always make sense. Why? While debt review provides protection from creditors through a structured payment plan, clients may in some instances find that their balances have not changed very much after the first 12 months. The...